ReSubs vs Copilot Money: Lightweight Tracker or Full Finance Suite?
Copilot Money is a full finance app at $10.99/month. ReSubs is a focused subscription tracker with a free tier. See which fits you.
ReSubs is a dedicated subscription tracker for iOS and Android with AI extraction, Gmail import, trial reminders, multi-currency support, and 30+ cancel guides — no bank access required. Copilot Money ($10.99/month or $69.99/year, no free tier) is a full personal finance app for iOS and Mac that auto-detects subscriptions from bank transactions via Plaid and includes net worth and investment tracking. ReSubs is cross-platform with deeper subscription features; Copilot Money is Apple-only with a broader financial management scope.
Quick Summary
ReSubs is a privacy-first subscription tracker. You add subscriptions manually, import via CSV, or let AI extract them from documents and Gmail. No bank connection required. Free tier available; Premium unlocks unlimited subscriptions and all features.
Copilot Money is a full personal finance app that includes subscription tracking. It connects to your bank accounts via Plaid to automatically detect subscriptions, categorize spending, and track net worth and investments. It costs $10.99/month or $69.99/year with no free tier.
Ready to take control of your subscriptions?
ReSubs tracks every subscription, reminds you before renewals, and includes 40+ cancel guides.
Feature Comparison
ReSubs vs Copilot Money: Feature Comparison
| Feature | ReSubs | Copilot Money |
|---|---|---|
| Dedicated Sub Tracking | ||
| Manual Entry | ||
| CSV Import/Export | ||
| Gmail Import | ||
| AI Extraction | ||
| Trial Reminders | ||
| Lifecycle Tracking | ||
| Multi-Currency | ||
| Bank Auto-Detection | ||
| Net Worth Tracking | ||
| Investment Tracking | ||
| Android Support | ||
| Free Tier | 5 subs | None |
Source: Feature comparison based on App Store listings and official websites, March 2026
Key Differences
- Scope: Copilot Money is a full personal finance app with net worth and investment tracking (~4.7 star iOS rating, strong Mint replacement). ReSubs is a dedicated subscription tracker that goes deeper on lifecycle management, trial reminders, and cancel guides.
- Android and bank access: Copilot Money is iOS/Mac only and requires Plaid bank linking with US-only institutions. ReSubs works on both platforms with no bank access needed.
- Data portability: ReSubs offers CSV import/export and AI extraction from screenshots and emails. Copilot Money has no manual-only mode — bank linking is central to the experience.
Price
Copilot Money costs $10.99/month or $69.99/year with no free tier — you pay from day one. ReSubs offers a free tier; Premium unlocks unlimited subscriptions and all features. ReSubs lets you start for free and upgrade when you need to.
Verdict
Choose Copilot Money if you want a complete personal finance app on iOS, are comfortable linking your bank accounts, and do not mind paying from day one. Its AI-powered tracking and investment features go far beyond subscription management.
Choose ReSubs if you want a focused subscription tracker that works on both iOS and Android, respects your privacy with no bank connection required, and lets you start for free. It is especially worth considering if you need multi-currency support or use Android.
Track all your subscriptions in one place
Free on iOS and Android. No bank connection required.