ReSubs vs Chargeback: Subscription Tracker vs Cancellation Service

ReSubs is a subscription tracker with 30+ free step-by-step cancel guides, trial reminders, multi-currency support, and spending analytics — no bank access required. Chargeback ($144/year after free trial) is an AI-powered cancellation concierge that contacts companies on your behalf to cancel subscriptions, but does not track or manage them. ReSubs gives you the tools to cancel subscriptions yourself for free; Chargeback does the cancellation for you at 10-15x the cost.

Quick Summary

ReSubs is a privacy-first subscription tracker. You manage all your subscriptions in one place with spending analytics, trial reminders, and multi-currency support. It also provides free cancel guides for 30+ services like Netflix, Spotify, and more. Free tier available; Premium unlocks unlimited subscriptions and all features.

Chargeback is a cancellation service. Its AI concierge handles the actual cancellation process for you — contacting companies, navigating phone trees, and completing cancellations. It is not a subscription tracker. Free trial available, then $144/year (or roughly $30/month).

Feature Comparison

Key Differences

• Different products entirely: Chargeback is a cancellation concierge — it contacts companies on your behalf. ReSubs is a subscription tracker that includes free cancel guides you follow yourself.
• Privacy trade-off: Chargeback requires sharing login credentials or account details for services you want cancelled. ReSubs never accesses any accounts — all data stays on-device.
• Chargeback's own cancellation: Multiple reviews mention difficulty cancelling Chargeback itself — ironic for a cancellation service.

Price

ReSubs Free includes cancel guides for 30+ services at no cost; Premium unlocks unlimited tracking and analytics. Chargeback charges $144/year (~$30/month) after a free trial. You are paying for the convenience of someone else doing the cancellation — ReSubs gives you the same end result for a fraction of the cost.

Verdict

Choose Chargeback if you are willing to pay $144/year for someone else to handle cancellations and you do not need subscription tracking.

Choose ReSubs if you want a subscription tracker with free cancel guides, trial reminders, and spending analytics — and you are comfortable following a step-by-step guide to cancel services yourself.

For most people, the free cancel guides in ReSubs cover the same end result at a fraction of the cost.

Track all your subscriptions in one place

Free on iOS and Android. No bank connection required.